3. Any opinions on letting one of the PCs be a good guy terminator? They will sooooo outclass the rest of them in fighty stuff.
That really depends. I don't think that necessarily has to be true. It is important to keep in mind the limitations of a Terminator. It is also important to state, upfront, the limitations of a Terminator for potential PCs. It's also up to you to design encounters to keep everyone challenged, which will be difficult; I generally find that having a character is a combat god but is useless in social RP to be one of the worst methods of balance because it leads to "out to a pizza" syndrome - when combat begins all the "human" players go to pizza and let the Terminator handle it. When you're not in combat, the Terminator has nothing to do so the player spends all of his/her time playing with their iPhone or watching TV.Enemy Knowledge
. Terminators definitely outclass ordinary humans ignorant of what a Terminator is and what it can do. For instance, fodder like bikers being jerks or police just trying to do their job are a poor match against Terminators. However, in the original Terminator, it was able to be seriously damaged using some pretty makeshift weapons (pipe bombs). All it required was the willingness to take risks and knowledge of the enemy to understand that ordinary pistol or rifle fire isn't going to stop a Terminator. If the bad guys are Terminators or are humans who have some rough idea of what a Terminator is (if their enemy is an employer who using human mercenaries, he or she may keep the secret of Terminators by simply saying that their opponents are hopped up on some combination of say, amphetamines and painkillers, so riddling the enemy with bullets may not stop them, so they might bring much more destructive weapons).Damage
. Another aspect they don't really touch on in the TV series but might be something you'd consider is that Terminators might be extremely durable, but damage might be nearly impossible to repair using modern technology. If they're playing a T-800 series, they have to take care with the flesh on the outside. While it will heal, major damage that leads to conditions such as gangrene or something is going to leave them with bare metal parts. While clothing will cover a lot of damage, it's definitely going to harm a Terminator's ability to blend in if the Terminator always has to be wearing gloves or even worse, a hood or something. So the Terminator can't just go walking into the middle of a shootout. (Yeah, yeah if you're playing in many countries in the mideast, you could have the Terminator act like a traditional woman or you could go to parts of North Africa be a Tuareg man, but seriously.) Damage to the endoskeleton might effectively be permanent as the players don't have access to the industries necessary to fashion fully operational replacement parts. Replacement parts to restore some functionality might exist, but the inferior technology would inevitably have an effect on performance. Damage to the computing system or power system would be particularly problematic (the thought of having a Terminator running on bundles of batteries or something giving it peak combat performance for like 15 minutes, but usually running on "low power" mode and requiring a good 12 hour recharge for every 12 hours of low power performance...)Ground Pressure
. This is something that sounds really nitpicky, but it's a very real problem that you could bring up before someone wants to play a Terminator. Steel masses more than water. That is to say, a Terminator has a much greater ground pressure that its appearance would suggest - a Terminator is almost completely metal. This means that a Terminator cannot go all places that a human can without having to worry about ground pressure; rickety or rotting flooring of an abandoned house, wooden spars in semi-demolished buildings, rusting catwalks in abandoned factories, all of these things might suffer a structural failure from a Terminator walking on it. It also cannot effectively swim (though it could walk along the bottom provided it isn't too deep). Skynet has to be aware of the problem as well - you may actually give a player the option of playing a T-800 "full infiltrator" model that has a skeleton made of lighter-weight materials that wouldn't mass significantly more than a human (or even less!), but this body would be much less durable than the steel-alloy battle frame.Just Embrace It
. If your players are okay in games without combat (I personally get a bit bored without some action), just embrace it. "Okay, you run into some gangsters, but the Terminator wipes them all out. So you continue on to the meeting site..."